Wednesday, November 30, 2016 / by Amy Paradysz
Is 2017 going to be the year you purchase a home? If so, you will want to keep reading. We teamed up with our awesome in-house Mortgage Lender, Diane Malley of Mortgage Master to discuss Interest Rates in 2017. Check out the video below to hear what she has to say, or scroll down for a recap!
On Tuesday it was announced that the Mortgage Insurance Premium for an FHA loan decreased! Previously the annual MIP (Mortgage Insurance Premium) on FHA loans was 0.85%, but with the new decrease it is now 0.6%! This makes the FHA loan much more attractive!
Let’s put that into perspective: On a $300,000 loan you would save you $72 / month
It is also good to point out that FHA Loans are not just for first time home owners, they’re great for any home owner that will be using the home with the FHA loan as their primary residence.
What should you expect on Interest Rates throughout 2017? An increase.
Tuesday, November 15, 2016 / by Amy Paradysz
Thanksgiving is Next Week!?
Where did time go? It seems like just yesterday that we were somewhere on a beach enjoying a last minute end-of-summer vacation.Now we are planning for the Holidays! Being in the real estate business we find a connection with this time of year. No matter what holiday or tradition, families and friends all gather in the comfort of a warm and cozy home. Food is served, laughs are shared and memories are made. After all, home is where the heart is.
With that said, Thanksgiving just a week away and it is time to begin planning the menu. We know this can be overwhelming at times, so our team would like to share our favorite Thanksgiving Recipes with you!
Ben Hardy’s Recipe
The first recipe comes from Ben’s family. Every year his wife, Liz makes this Farro Acorn Squash Salad and it is truly a hit. This salad is made with classic fall vegetables and is a compliment to ...
Tuesday, November 1, 2016 / by Amy Paradysz
THANK YOU to everyone that participated in our 2016 Halloween Candy Drive!TOGETHER we were able to exceed our goal and collect 3,076 pounds of candy!!!!
We have shipped all of your donations to Operation Gratitude where they will include it into care packages and send it to the Troops serving overseas. In addition to candy, we collected donations of toothbrushes, toothpaste and letters to the troops. These letters are a huge part of the candy drive, and with the plethora of handwritten notes we collected we are sure they will make the troops smile!
This candy drive wouldn’t have been possible without the help of all of the participating business and drop off locations:
Thank you all for stationing collection boxes in your store front, your support helped us make this candy drive so successful.
Also, we would like to specially shout out J Dog Junk Removal for donating all of the shipping boxes! We couldn&r! ...
Monday, October 3, 2016 / by Amy Paradysz
Do you really need a Realtor? That is the first question that comes to mind when you want to put your house on the market. FSBO (fiz-bo), For Sale By Owner versus Agent represented properties create two entirely different processes with a common goal; get the home sold.
Let’s begin with FSBO. The most obvious benefit of FSBO is that it cuts out the middleman. Without a middleman the seller has a lot more control, but that also comes with a lot more responsibility. FSBO sellers are solely responsible for everything. The paperwork, showings, advertising, marketing materials, negotiations and more are the responsibility of the seller.
A Realtor's day-to-day activities are focused solely around getting your home sold not to mention, are fully aware of all regulations, laws, contracts and practices. With an agent, you can be rest assured that you did not miss any pertinent dates and deadlines throughout the transaction that could put you at risk for defam ...
Wednesday, September 21, 2016 / by Amy Paradysz
The most important thing you can do when selling your house is get rid of clutter. When potential buyers tour your house they want to envision their lives in their future home, home staging allows this to happen. It includes removing clutter, taking away the personal touches and decorating aesthetically.
What are the benefits of staging?
These are the 5 benefits that staging can provide:
1. Staging Can Help Achieve a Higher Price for Your Home
A well staged home is inviting, comforting and welcoming . If done right, potential buyers will be more likely to put in a competitive offer. According to The National Association of Realtors (NAR), Realtors® believe that buyers most often offer a 1 to 5 percent increase on the value of a staged home.
2. Staging Often Results in a Faster SaleStaging your home makes it more desirable to buyers, which can result in a faster sale! When a buyer really likes a home; ...